Apple Pay

Does Sam’s Club Take Apple Pay? Here’s the Truth in 2023


By Jack Lin

Update on

Does Sam's Club Take Apple Pay

Probably, you are reading this article seeking an answer to the question, “does Sam’s Club take Apple Pay.”

The good news is that this article explains everything related to this matter. So, keep reading and learn the truth about it.

Does Sam’s Club Take Apple Pay?

Does Sam's Club Take Apple Pay?

Do you want a straightforward answer to the question, “does Sam’s Club accept Apple Pay”? We are nearing the end of 2022, and still, Apple Pay isn’t accepted for purchases at Sam’s Club. This is true no matter whether you shop in-store or online.

Rather, customers can use the Sam’s Club mobile app on their smartphones to make purchases. This app can scan the purchased goods at the register or have them ready for curbside pickup.

Read on to find out how Sam’s Club app works and what additional ways of payment are accepted.

Why Apple Pay is Not Accepted at Sam’s Club

It goes without saying that Apple Pay is becoming exceptionally popular across the globe. Also, Apple users often consider Apple Pay to be their standard mode of payment due to various reasons.

So, it is usual for individuals to wonder whether “does Sam’s Club accept Apple Pay”. In fact, many individuals might be surprised to see that Sam’s Club doesn’t accept Apple Pay.

This is particularly true because Sam’s Club is recognized as a leading warehouse store. So, let’s find out to see what sort of reasons they may have to stay away from Apple Pay.

In fact, there’s more than one reason for Sam’s Club not to take Apple Pay as a mode of payment.

Besides, if you wonder, does Marshalls take Apple Pay or not? What other modes of payment does it accept? Here, we will discuss that in a detailed manner.

● Higher Credit Card Transaction Fees

Sam’s Club says it won’t take Apple Pay because of the high fees associated with credit card transactions.

When using Apple Pay, the transaction cost is significantly higher than what is charged by other payment systems.

● Apple Pay Doesn’t Allow Merchants to Track Customers’ actions

Sam’s Club doesn’t accept Apple Pay since the retailer can’t track its customers’ movements with the payment method.

Information about a customer’s shopping habits obtained through the Sam’s Club app is valuable to them. Such information can be used to improve the store’s suggestions.

Also, such information is used to provide discounts and push notifications tailored to the individual.

Using iPhone to Make Purchases at Sam’s Club

Using iPhone to Make Purchases at Sam's Club

You’re still able to use your iOS device to make purchases even if Sam’s Club doesn’t accept Apple Pay.

Sam’s Club has an app that lets you scan products as you shop and place orders online. In addition to that, you can access a variety of member benefits using this app.

You may save time and effort by shopping at Sam’s Club from your smartphone. It all starts with getting the Sam’s Club app, which is free on both iOS and Android.

Simply enter your membership details after clicking the app’s icon called “Scan & Go“. After that, scan your purchases as you go. After you’ve finished shopping, simply ask a cashier to see your QR code and make your payment.

That’s it.

Is It Beneficial if You Download Sam’s Club App?

The Sam’s Club app improves the quality and convenience of your shopping trip in many ways.

They have a specific function called “Scan & Go,” for instance. With that feature, you can avoid waiting in line at the register and pay directly. All you need is your smartphone with Sam’s Club app installed.  

However, Sam’s Club’s app isn’t just a convenient way to shop and get your stuff delivered to your door. In addition to keeping track of your most-purchased items, the app also streamlines the experience of “curbside pickup”.

Using Apple Pay to Pay for Purchases at Sam’s Club

There is another different way to use your Apple Pay feature to buy products from Sam’s Club. As a result, you can enjoy some benefits. You have to make your purchases through the Instacart mobile app if you want to do it.

Instacart is a cutting-edge app that allows you to have groceries delivered to your home or picked up in-store.

More importantly, this is a completely free app, and that’s absolutely great. Assume that you have used the Instacart app to select all of the things you want from Sam’s Club. In that case, you will be able to use Apple Pay to pay at the checkout.

What Are the Other Modes of Payments Accepted for In-store Purchases at Sam’s Club?

It is true that Apple Pay is not one of the payment methods accepted at Sam’s Club. In other words, the answer to the question “does Sam’s Club take Apple Pay” is “NO“.

So, individuals will wonder if there are other modes of payment accepted at Sam’s Club. The good news is that customers still have access to a wide variety of additional payment options.

For instance, Sam’s Club is willing to accept the following:

  • Sam’s Club gift card
  • Sam’s Club credit
  • Checks
  • Cash
  • Debit cards
  • AmEx
  • Visa
  • Mastercard
  • Discover

Where Else Can You Use Apple Pay?

Where Else Can You Use Apple Pay?

Apple Pay is becoming accepted at an increasing number of retail locations, both in-store and online.

In addition, there’re a number of establishments that offer direct competition to Sam’s Club and do take Apple Pay.

That said, mentioned below are some other stores where you can find products similar to Sam’s Club.

Does Sam’s Club Take Apple Pay at Least for Online Purchases?

You might be one of the numerous users who is curious about whether or not they support Apple Pay. That means you could be wondering whether Sam’s Club accepts Apple Pay, at least for online purchases.

Unfortunately, neither the physical outlets of Sam’s Club nor their online store offer these payment methods. So, if you had expectations to make payments through Apple Pay for your online purchases, this is bad news.

However, you can use other modes of payment (such as debit/credit cards) for purchases done through their online store.

Reasons Why Sam’s Club Should Start Using Apple Pay

There are many reasons why Sam’s Club should start using Apple Pay, in our opinion. However, we are not sure if they will implement such an approach sooner or later.

01. Convenience

Using Apple Pay is an exceptionally convenient method for modern-day individuals. This is specifically because of the speed it has when it comes to completing transactions.

Those who don’t want to waste their time in shopping lines can easily use Apple Pay as an alternative. This interprets that Sam’s Club will be able to attract more customers if they start using Apple Pay.

02. To Practice Social Distancing

As of today, social distancing has become almost a norm, even if the pandemic is fading away. So, merchants are supposed to introduce more and more methods to make social distancing a reality.

And Apple Pay is a contactless payment method that can encourage individuals to maintain social distancing.

03. To Help Customers Save More

As you may already know, customers who use Apple Pay for purchases can claim cashback from Apple.

This specific option can save some amount of money in the long run for customers. So, if Sam’s Club accepts Apple Pay, customers will be able to save some money while shopping.

04. It Adds Innovation to Their Reputation

By accepting Apple Pay as a mode of payment, Sam’s Club is likely to gain an even better reputation.

That will help them to attract more customers who prefer innovative modes of payment (such as contactless payments).


1. Can I use Apple Pay at all Sam’s Club locations? Yes, Apple Pay is accepted at all Sam’s Club locations.

2. Is Apple Pay a secure method of payment at Sam’s Club? Yes, Apple Pay is secure and keeps your credit and debit card information protected.

3. Can I return items purchased with Apple Pay at Sam’s Club? Yes, you can return items purchased with Apple Pay. The return policy is the same as for items purchased with other payment methods.

4. Can I use Apple Pay for online purchases at Sam’s Club? Yes, Apple Pay can be used for online purchases on the Sam’s Club website and app.

5. What other mobile payment methods does Sam’s Club accept? In addition to Apple Pay, Sam’s Club also accepts Google Pay, Samsung Pay, and other mobile payment methods.


So, if you had the question, “does Sam’s Club take Apple Pay” you know the answer; it’s “No.” Apple Pay is not one of the payment methods that are accepted at Sam’s Club.

However, the shop does take other forms of payment like MasterCard, Visa cards, American Express, and Discover. You may use a smartphone and make purchases.

So, you can keep track of the benefits you receive as a Sam’s Club member. To do that, however, you should download the Sam’s Club app.

On the other hand, do you want to utilize Apple Pay to buy things from Sam’s Club? In that case, you will need to download the Instacart app first.


10 years of experience in information and computer technology. Passionate about electronic devices, smartphones, computers, and modern technology.