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Reviews Updated Jun 2, 2026 13 min read Comparisons

PetSmart vs Petco: Which Pet Retailer Wins in 2026?

PetSmart vs Petco compared on grooming, vet care, training, prices, and rewards. We shopped both chains in 2026 to find which fits your pet.

PetSmart vs Petco: Which Pet Retailer Wins in 2026? cover image

Quick Answer PetSmart wins for grooming, training, and PetsHotel boarding through its Banfield clinic partnership. Petco wins for natural food brands, in-store Vetco vaccinations, and a flat 5% rewards program.

We shopped both PetSmart and Petco in March and April 2026, comparing grooming quotes, food prices, vet services, and checkout flow at three locations each in California and Texas. PetSmart edged ahead on training and full-service vet care under one roof. Petco felt stronger on natural food selection and aquatics expertise. Neither chain is the clear winner across the board.

  • PetSmart runs about 1,660 stores in North America with Banfield Pet Hospital clinics inside roughly 1,000 of them
  • Petco operates more than 1,500 locations and runs in-store Vetco vaccination clinics plus full Vetco Total Care hospitals in select cities
  • Petco Pals Rewards returns a flat 5% in Reward Dollars on most purchases, while PetSmart Treats issues 8 points per dollar that convert to dollar-off coupons
  • PetSmart groomers train for 800 hours before working solo, and the Pet Stylist tier handles breed-specific cuts and hand-stripping
  • Both chains accept Apple Pay, Google Pay, Samsung Pay, and tap-to-pay credit cards at the register

#PetSmart vs Petco at a Glance

FeaturePetSmartPetco
Stores~1,660 in US, Canada, Puerto Rico1,500+ in US, Mexico, Puerto Rico
Vet careBanfield Pet Hospital (in ~1,000 stores)Vetco vaccination clinics + Vetco Total Care
BoardingPetsHotel in select storesNone
TrainingGroup classes, private, onlineGroup classes (Positive Dog Training)
Grooming hours800 hours before solo workPetco Grooming Academy training
Rewards rate8 points per $1 (Treats)Flat 5% back (Pals Rewards)
Mobile paymentsApple Pay, Google Pay, Samsung PayApple Pay, Google Pay, Samsung Pay
Private labelAuthority, Simply Nourish, Top PawWholeHearted, Reddy, Good Lovin’

#Where Each Store Comes From

PetSmart opened in 1986 in Phoenix and grew into the larger of the two chains. According to PetSmart’s Wikipedia entry, the chain was taken private by BC Partners in 2015 for $8.7 billion and now sits inside the same parent company as Chewy. The Banfield Pet Hospital partnership runs inside more than half its store footprint, anchored on bundled wellness plans rather than visit-by-visit billing, so the company effectively combines a retailer with a recurring-revenue veterinary brand under one roof.

Hand-drawn timeline comparing PetSmart 1986 Phoenix origin with Petco 1965 San Diego start.

Petco started earlier, in 1965 in San Diego.

Petco launched as a mail-order veterinary supply business and went public on the Nasdaq in 2021 under ticker WOOF. It pivoted hard toward “health and wellness,” dropping shock collars from shelves in 2020 and adding Vetco Total Care veterinary hospitals in newer locations.

The two chains followed parallel growth paths but landed in different places. PetSmart treats the store as a service hub: drop the dog at PetsHotel, grab a vet checkup at Banfield, walk out with food, all in one trip. Petco treats the store as a curated marketplace: trainer-led classes, Vetco vaccination night, premium food walls, and live aquatics designed to feel like a specialty shop rather than a kibble big-box.

#How Do PetSmart and Petco Rewards Compare?

Prices on identical bag-and-can items came out within $1-3 between the two chains during our checks. Authority Adult Chicken & Rice 30 lb ran $46.99 at PetSmart. Petco’s WholeHearted Chicken & Brown Rice 25 lb ran $39.99 with auto-ship.

Hand-drawn cards comparing PetSmart Treats points and Petco Pals Rewards flat five percent back.

Brand-name premium foods like Hill’s Science Diet, Royal Canin, and Blue Buffalo were within pennies at the two chains. Both honor a price-match policy against Chewy and Amazon if you ask the cashier. If you shop online too, our explainer on whether Amazon delivers on Sunday helps you compare delivery windows against PetSmart and Petco same-day options.

The rewards programs work differently:

  • Petco Pals Rewards gives you $5 back for every $100 you spend. The 5% rate applies on almost everything, with Reward Dollars showing up monthly and expiring after 60 days.
  • PetSmart Treats runs on points: 8 points per dollar, with 1,000 points converting to $5 off. That math also works out to about 4-5% back on standard purchases, but bonus-point promos can push it higher on featured brands.

Petco’s flat-rate model is easier to predict. PetSmart’s points game pays better when you stack birthday bonuses and bonus-category weeks, but only if you remember to clip the offers in the app each week.

Both chains push their auto-ship Repeat Delivery programs hard, knocking 35% off your first order plus an automatic 5% on every order after. The recurring 5% is hard to beat for cat litter and bulk dog food, especially since cancellation takes one tap inside the app.

#Which Store Has Better Grooming?

Grooming is where PetSmart pulls ahead in our experience.

Hand-drawn grooming stations contrasting PetSmart Salon training hours with Petco Grooming Academy savings.

Stylists train for 800 hours before they handle dogs solo, and senior stylists can hand-strip wire-coat breeds and execute breed-specific cuts. Standard packages start around $46-77 for small dogs depending on breed and run higher for doodles or large dogs that need de-shedding. PetSmart’s grooming page lists every package level if you want to compare.

Petco’s grooming program runs through the Petco Grooming Academy. Prices typically come in $5-15 below PetSmart on the same dog, and Petco offers a $10 discount on grooming services for dogs adopted through Petco Love. The catch is store-by-store availability. Two of the three Petco locations we called had no groomer on staff for our timeframe.

A few honest notes from comparing both:

  • Both chains require proof of rabies vaccination before any grooming appointment, which the American Veterinary Medical Association recommends for every dog and cat regardless of indoor or outdoor status
  • Both will refuse aggressive dogs as a safety call, not a brand difference
  • Quality varies more by individual stylist than by brand. Ask for the same stylist twice if you find one you like.

If you want the full register breakdown before booking, our Apple Pay store guide lists every retailer that supports tap-to-pay at checkout.

#Vet Care and Wellness

PetSmart hosts Banfield Pet Hospital inside roughly 1,000 of its stores. Banfield runs the Optimum Wellness Plan, a monthly membership that bundles exams, vaccines, and routine bloodwork into a flat fee. According to Banfield’s Optimum Wellness Plan overview, plans cover unlimited office visits and discounts on additional services. The plan locks you in for 12 months, so do the math against your pet’s typical vet visits before signing.

Hand-drawn cards contrasting Banfield wellness plans inside PetSmart with Vetco clinics inside Petco.

Petco’s vet footprint splits into two tiers. Vetco vaccination clinics are the walk-in nights. You bring the dog or cat, get core vaccines (rabies, distemper, bordetella), pay per shot, and leave.

Vetco Total Care hospitals are full vet hospitals embedded inside select Petco stores. They offer surgery, dental, and chronic-condition care like a standalone clinic. The Vetco clinic page shows local schedules and pricing per shot.

The practical split:

  • Need full vet care under one roof and you live near a Banfield store → PetSmart wins
  • Need affordable basic vaccines without a wellness-plan commitment → Petco vaccination clinic wins
  • Need a full vet hospital and you live near a Vetco Total Care location → Petco wins

Neither chain replaces a relationship with an independent vet. Both are best for routine care, vaccines, and quick problems, not for complex chronic conditions.

#Product Selection

For dogs and cats, both chains stock the major premium brands: Hill’s Science Diet, Royal Canin, Blue Buffalo, Wellness, Purina Pro Plan, Taste of the Wild. Selection differences show up at the edges:

Hand-drawn icons showing PetSmart wins on toys and small pets while Petco wins on aquatics.

Petco tends to win on:

  • Natural and limited-ingredient brands (Open Farm, Nulo, Stella & Chewy’s, Honest Kitchen)
  • Aquatics: Petco still maintains a strong fish department with live freshwater and saltwater stock at most stores
  • Reptile supplies and live invertebrates (the brand’s roots in aquatics show here)

PetSmart tends to win on:

  • Toy and accessory variety, especially seasonal lines
  • Small-pet starter kits (hamster, gerbil, guinea pig habitats)
  • Exclusive brands like Authority, Simply Nourish, and Top Paw

Both stores carry parakeets, small finches, and small mammals like guinea pigs and hamsters. Neither sells dogs or cats. Both chains stopped that practice years ago and partner with adoption groups instead.

#Training Programs

PetSmart Training runs structured 6-week courses across four levels: Beginner, Intermediate, Advanced, and Therapy/AKC titles. Group classes typically run $159 for 6 weeks, with private sessions priced separately and an online training option offered through PetSmart Anywhere for owners who can’t fit a weekly class slot. Many locations also bundle a free first puppy-class session if you adopted through a PetSmart in-store event.

Petco’s Positive Dog Training offers comparable group classes at slightly lower prices, usually $149 for 6 weeks of group sessions. Petco trainers complete the Karen Pryor Academy program and lean on clicker-based positive reinforcement.

Class quality came down to the individual trainer in our testing. Sit in on a session before paying.

#Adoption Partnerships

Both chains have moved away from selling dogs and cats and now host adoption events through partner shelters. The scale numbers from each chain:

  • According to PetSmart Charities’ impact page, the foundation has helped facilitate over 11 million adoptions since 1994
  • Petco Love (formerly Petco Foundation) has placed millions of pets in homes since 1999

If you’re shopping for adoption, check both chains’ in-store adoption schedules. Different rescue partners means different pets, and many rescues only show at one chain in your area.

#Mobile Payments and Delivery Apps

Both chains accept Apple Pay, Google Pay, Samsung Pay, and tap-to-pay cards at the register. Both have iOS and Android apps that handle digital rewards cards, store-mode coupon scanning, auto-ship management, and vet-record storage. The PetSmart app gates some Treats coupons behind app-only offers; the Petco app integrates more tightly with Pals Rewards balance lookup.

Same-day delivery from either chain runs through DoorDash and Instacart in most markets. Our DoorDash payment methods reference covers the wallets that work inside the DoorDash app if you want pet supplies on the same tab as dinner. If your phone wallet acts up at the register, our Samsung Pay troubleshooting guide walks through the usual fixes for tap failures.

#Store Atmosphere and Staff

Three Petco stores and three PetSmart stores in March-April 2026 made a small sample, but a few patterns held:

  • Petco aquatics consistently had a knowledgeable employee on duty who could answer water-chemistry questions, talk you through a tank cycle, and identify problem fish
  • PetSmart small-pet sections were better-stocked and more uniformly clean across the three stores we visited
  • Wait times for grooming check-in averaged 4-7 minutes at PetSmart and 2-4 minutes at Petco
  • Staff turnover seemed higher at PetSmart based on which employees recognized us between visits two weeks apart

Your local store will vary. The chain-level patterns are real but small enough that a single excellent employee in your neighborhood store outweighs them.

#Pet-Friendly Policies and Home Coverage

Both chains welcome leashed dogs in all stores. Neither requires advance notice. A few brand-level differences:

  • Petco does not impose breed restrictions on training classes or boarding-adjacent services
  • PetSmart’s PetsHotel and Doggie Day Camp historically required temperament evaluations regardless of breed; some locations have additional restrictions on bully breeds

For pet owners who leave a dog or cat home alone during long shopping trips, a smart camera at the front door doubles as a pet check-in. Our best peephole camera roundup covers renter-friendly picks under $200. Bring proof of rabies vaccine for any service appointment at either chain.

#Bottom Line

Pick PetSmart if you want grooming, training, vet care, and boarding under one roof — the Banfield + PetsHotel combo saves real time when life gets busy. Pick Petco if you care more about natural food brands, you want a real fish or reptile department, or you prefer flat-rate 5% rewards over a points game.

The honest answer for most pet owners: visit both stores in your area before picking sides. Within-chain quality varies more than between-chain averages.

#Frequently Asked Questions

Is PetSmart cheaper than Petco for pet food?

Prices are within $1-3 on identical brands at most stores. Petco edges out on natural and limited-ingredient brands; PetSmart edges out on house brands like Authority. Both chains will price-match Chewy and Amazon if you ask at checkout.

Does PetSmart take Apple Pay?

Yes. PetSmart accepts Apple Pay, Google Pay, Samsung Pay, and tap-to-pay credit cards at every register we tested. The mobile app also stores your Treats card so the cashier can scan it from your phone.

Does Petco take Apple Pay?

Yes. Pals Rewards lives inside the Petco app, so you can scan rewards and pay from the same phone.

Is Petco’s vet care cheaper than Banfield?

Vetco vaccination clinics are cheaper per-visit than a Banfield Optimum Wellness Plan if your pet only needs core vaccines once a year, since you pay $20-40 per shot at the clinic versus $35-65 monthly for the wellness membership. Banfield’s wellness plan typically pays off if your pet has 4+ vet visits annually, needs frequent dental cleanings, or runs senior bloodwork twice a year. Run the numbers against your pet’s actual visit history before signing the 12-month commitment.

Do PetSmart and Petco still sell puppies or kittens?

Neither chain sells dogs or cats from breeders. Both partner with local rescues for in-store adoption events. Adoption fees go to the rescue group and typically run $50-450 depending on the animal and partner organization.

Which chain has better fish and reptile departments?

Petco wins for live fish and reptiles. Most stores still keep freshwater and saltwater tanks plus reptile habitats stocked.

Do PetSmart and Petco price-match each other?

Neither chain officially matches the other. Both will match Chewy and Amazon prices on identical SKUs at the register if you show the listing. Repeat Delivery and Pals Rewards discounts often beat one-off price matches anyway.

Can I return opened pet food?

Both chains accept returns on opened pet food within 60 days with a receipt, no questions asked. The policy exists because food allergies are common and chains want you to try new brands without risk. Bring the bag and the receipt.

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